In competitive offer situations, the first thing the listing agent wants to know is if the buyer is pre-approved.

​Being able to send in a pre-approval letter with your offer proves that you are serious and gives the sellers confidence that the deal won’t fall apart on financing down the road. 

While you’re at it, be sure to gather the income documents your lender requires (proof of income, proof of assets, and employment verification) in advance of submitting an offer.

In order to make your offer more competitive, you will want to shorten the condition deadlines as much as possible, which doesn’t leave much time to track down these documents after your offer is accepted.

I’ve talked about lending questions with Alex Lavender, Mortgage Broker previously and you can find out more about getting pre-approved here. 

​Having a little less competition can go a long way in landing the right home. Some buyers tend to hibernate during the winter months in favour of waiting for the infamous ‘spring market’ when the real estate industry kicks it into high gear for the warmer months. 

Winter is a great time to shop as sellers who list mid-winter are often more motivated and you’ll face much less competition.

​This ensures that you get an email alert the minute a property that matches your search criteria hits that market. You don’t want to miss out on “the one” because you went out to grab a coffee on your work break instead of checking Realtor.ca.

​Once a property you like becomes available, it probably won’t last long. Make sure you give yourself an opportunity to get in on the action by going to see it as soon as possible, even if it means being a little flexible in other areas of your schedule.

​Unfortunately, a seller’s market is not the time to try and score a deal.

Ask yourself how upset you’ll be if you lose out on this house, and then write your offer accordingly. If you really love it, don’t be afraid to go in above the asking price. (And a heartfelt letter to the sellers included in the offer never hurts.)

​Don’t get swept up in the seller’s market. Hiring a neighbourhood expert means having someone working in your best interest, so you’re not overpaying for a property or relying on over-offering to get the property you love. 

There are lots of ways to write an attractive offer and working with a professional means having insight into the market so that you can write a winning offer.

Whether you're looking to maximize your sale price or increase equity, there are many small projects that will boost the value of your home. 

Here are a few cost-effective home improvement options that will result in an immediate return on your investment: 

With rising energy costs, energy efficient upgrades are a huge hit with today’s homebuyers.

We asked Karynne of Efficiency Nova Scotia for her top tips on increasing energy efficiency at home. Her first recommendation was to install a cold climate heat pump. Compared with electric baseboard heat, high-efficiency heat pumps can be up to 200% more efficient. And best of all, rebates are available through an easy-to-complete application through Efficiency Nova Scotia’s Heating System Rebates service.

She also recommended taking advantage of the Canada Greener Homes Grant and stackable rebates through Efficiency Nova Scotia. For only $199+HST, you can receive a personalized Home Energy Assessment on your home’s energy performance and customized recommendations to improve the comfort and efficiency of your home—lowering your bills and improving the resale value of your home. Rebates are available for upgrades such as:

• Insulation
• Air sealing
• Windows and doors
• Efficient heating systems
  
  

Smart thermostats are another way to boost home value in an easy low-cost way. You can get up to $35 off in-store through participating retailers, and you will have instant access to your energy usage at your fingertips through smart thermostat apps like Nest and Ecobee.

Over the past two years, the home has become more important than ever. It has become a classroom, workplace, fitness studio, and much more. As a result, we've seen an increase in home renovations as people adapt their living space to meet their ever-changing needs.

If you're considering an update to your home this year, here are 5 design trends to keep in mind for 2022. ​

Despite the shift toward bold colour, don’t throw out all your beige just yet. Minimalism and neutrals are still relevant, and an added twist can make them feel fresh again. 

Wendy Friedman of the Independent Mercantile and Biscuit General Store says one way to do this is by adding in pops of colour in a room’s textiles—minimalism and maximalism can coexist in the same space by keeping your white walls, but adding print and colour in rugs, throw pillows, and accessories. ​

Whether you love it or hate it, working from home seems to be here to stay with many offices opting to choose smaller spaces and keep their teams working remotely. With this change in working arrangements, the appeal of a beautiful and functional home office has never been stronger. 

Unfortunately, the steadily increasing prices of our housing market results in buyers opting for smaller spaces with less options for that spacious, standalone home office. 

This means maximizing the space you have, with flexible floorplans featuring stylish and airy room dividers, well designed storage to hide office and school supplies, and multi-purpose furniture. ​