AWESOME LOCAL HOLIDAY GIFTS IN HALIFAX, NOVA SCOTIACheck out these awesome local holiday giftsThe holiday season is upon us and you might be wondering what to get the special people in your life. This year, consider giving a gift that will leave a lasting impression by supporting local businesses. We've put together our annual Local Gift Guide which includes some of our favourite local businesses, plus where you can find them in-store and online. P.S. Don't forget to check out their Black Friday deals! Online only: CheerfettiCheerfetti has a number of holiday items available, both individual gift items as well as gift boxes made up for you, so you can skip the wrapping this year: Holiday Collection 2021 Want to shop for Nova Scotia Artisans specifically? They also have a number of everyday items that make great holiday gifts, many of which are made in our province. You can shop Cheerfetti by theme and choose: Made In Nova Scotia Follow her on Instagram to get her Black Friday sale details! 2. The Lemonade General StoreThis holiday season The Lemonade General Store will continue to offer its high-quality & convenient gift basket options, including luxurious necessities like Erbe Solingen nail grooming kit and silk patchwork ties made in Sicily! More international cheeses have arrived to restock on their favourite local board spreads as well. Try their small-batch ice cream available for take-out starting November 15th, including a Roquefort and honey addition. 3. 11 Street Boutique11 Street Boutique aims for each customer to find that "special piece"—whether that is a bold printed dress or an amazing classic white tee—making them the perfect place to help you with your holiday list. For Black Friday, you can enjoy 20% off regular-priced merchandise + a 40% off sale rack, followed by a surprise cyber Monday sale! 4. Eunoia Lifestyle ShopEunoia Lifestyle Shop is a place in North End where you can find joyfully created & thoughtfully curated collections! They offer a range of products including home decor, a large selection of unique gifts, biodegradable balloons, stationery & accessories, and more. For Black Friday you can enjoy 20% off in-store and online by using the code: blackfriday20% 5. Ana + ZacAna + Zac thinks about fashion in a slow and holistic way. They acknowledge trends but move in their own direction, at their own pace. They make things that they both love, can wear every day and that will last a long time. For Black Friday you can look forward to 15% off Ana + Zac instore brand. Check out their holiday guide for more ideas. 6. The Independent Mercantile CoThe Independent Mercantile Co was born from a love of travel, love of hosting, love of decorating, love of cooking, love of plants & gardening, love of parties and love for Halifax. They have lots of new inventory in the upcoming weeks, including holiday items, barware, lovely gifts and decor. They are also having a wreath pop up on Dec 4th from Foraged Cove Wreaths. 7. Biscuit General StoreBiscuit General Store is an independent boutique offering stylish clothing, accessories & gifts. They have lots of new holiday stock including Christmas ornaments & candles. Looking for gifts under $25 with bonus points for being Canadian-made? This shop is your go-to. 8. InkwellInkwell is a modern handmade boutique and letterpress studio located in downtown Halifax, with an abundant selection of specialty printed paper products and handmade delights made with love, by artists from around the corner and across the world.
November 26th-29th in-store and online, Inkwell is celebrating Small Business Weekend!: Spend $75+ Save $10 + Free Inkwell Tote Bag with code: SHOPSMALL10 Spend $150+ Save $20 + Free Inkwell Tote Bag + Free Shipping with code: SHOPSMALL20 Spend $300+ Save $50 + Free Inkwell Tote Bag + Free Shipping with code: SHOPSMALL50 *Total before tax. One code /purchase. Discount codes cannot be combined. November 30th: A percentage of revenue on that day will be donated to the Canadian Mental Health Association (Nova Scotia Division) for Giving Tuesday. Did we miss your favourite place to shop for the holidays? Comment below so we can share them on Instagram!
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WHAT'S A REAL ESTATE LAWYER ANYWAY?Having your offer accepted is only the first step in hanging the sold sign on your dream home. Once your offer is accepted, it's time to get your Real Estate Lawyer involved. This week, I caught up with Charlotte Edwards, Associate Lawyer at Kennedy Schofield Lutz Lawyers to break down what your Real Estate Lawyer will do during this vital time in your home purchase: 1. What is the role of a real estate lawyer?A real estate lawyer helps clients who have an accepted offer to buy or sell their property complete the transaction. The initial step is for the lawyer to review the purchase and sale agreement and discuss it with the client to confirm all details. For a client who is buying a property, it is important for the real estate lawyer to review the title in detail with their client to make sure things like access, easements, and restrictive covenants are clear, and to answer any questions the client may have. The lawyer will also prepare all mortgage documents to sign with the client, in addition to the documents necessary for the purchase. The lawyer is responsible for collecting money from the client and bank, and transferring it to the other side in exchange for the deed and confirming that all mortgages and secured interests currently impacting the title will be cleared prior to closing. For a client who is selling their property, the lawyer will prepare the deed for execution, as well as payout the mortgage. If the property is not migrated, it will also be important to migrate the property to the land registration system prior to closing. Regularly people are not familiar with migration, which requires a detailed title search confirming a clear root of the title. The migration process became a requirement on sale in the early 2000s. Throughout the process, the lawyer works collaboratively with the real estate agent to ensure the transaction runs as smoothly as possible, including responding to questions from the opposing party and negotiating holdbacks or credits on closing day. 2. What is the process for finding and working with a real estate lawyer?The most common way I find that people come to me is through recommendations of someone they know and trust – like a family member, friend, realtor, or mortgage broker. However, you can always search online for a lawyer as well. It is important for you to be comfortable with the real estate lawyer, and typically I organize an initial phone call to speak with the client to answer any questions they have. Throughout the process, there is an open dialogue that occurs through phone calls or e-mails to answer questions. Closer to closing, the lawyer will schedule a meeting in-person or by zoom to review all documents necessary for signature and collect everything needed to close. 3. Things you should have ready for your real estate lawyer.A lawyer will often provide a list in their retainer letter of the specific items needed for your transaction. A lawyer will always need to see a valid government-issued photo ID to verify your identity.
For a purchase, some of the things your lawyer will need are contact information for your mortgage broker or bank, confirmation of insurance, copies of satisfactory water tests, proof of assumption of leased equipment, and a certified cheque or bank draft with your down payment and closing costs. For a sale, some of the things your lawyer will need are a copy of your most recent tax bill and confirmation of payment, a recent statement noting your mortgage account number so a payout can be ordered, a fuel top-up slip if there is oil or propane as a heat source on your property, a septic pump-out receipt, and receipts for any renovations required to be completed prior to closing. Every real estate transaction is unique, so these are just a few common items, but never be afraid to ask your real estate lawyer a question – it’s their job, and the job of your real estate agent to help guide you through the process of your real estate transaction and make it as smooth as possible. |
Margaret CraigReal Estate Advisor based in Halifax, Nova Scotia. I help people buy and sell homes with Engel & Völkers. Archives
May 2022
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